Know who in your book is under-covered.

Book Miner Agent reads your book export and ranks every account that’s missing coverage you’d expect. Your own rules sit on top of the industry library, and your own commission assumption is behind every figure.

With Gil, our coverage-gap agent · about five minutes · stop and come back any time.
He asks the handful of questions that decide whether a review of your book is worth running at all. Prefer a person from the start? Book 20 minutes with Vasu.

You send three things
1
Your book export
Straight out of your AMS
2
Your commission assumption
So no figure is invented
3
Your own rules
What your agency always expects
→
Your producer opens this — an example, not yours
GAPMetal fabricator with no cyber policy on the account
GAPContractor running three vehicles and no umbrella
GAPRestaurant group with no employment practices cover
WHYEvery row names the rule and the industry that triggered it
FILTEREDAccounts under your minimum premium, counted and shown
Every row is a review candidate  ·  every row is worked, or dismissed, by a licensed producer
The problem

The coverage nobody got round to writing.

The next year of revenue is already sitting in the book. The manufacturing client with no cyber. The contractor whose umbrella never got written.

Nobody has time to read three hundred accounts line by line looking for them.

The analysis itself isn’t hard. A good producer can do one account in ninety seconds.

The job is three hundred repetitions of that ninety seconds — which is exactly why nobody ever reaches the end of it.

The design law

Review candidates. Never recommendations.

Read this before anything else on the page

Every row is a review candidate for your licensed team, and never a recommendation to the insured.

Every gap, and every draft email, is for a licensed producer to edit, own and send. The agent never contacts a client.

It won’t guess your commission

Your commission assumption is a required answer at setup, precisely because a default there would put a made-up figure in front of a producer. Any number you see is built from yours.

Your book never becomes anyone else’s rules

The shared coverage library is generic industry knowledge. The library is never derived from any agency’s data, including yours.

Gil
Want to know how your own rules get layered on top? Gil will walk you through it.
Talk to Gil →
How it runs

Your book in. A ranked review list out.

One file, read once. No new system for anyone to learn, and nothing for your producers to install.

01

Reads your book export

Client, business type, policies held, premium and renewal date — straight out of your AMS.

02

Applies a coverage rules library

Business type mapped to the coverages you’d expect to see, plus your own rules. The “when the business type mentions X, also expect Y” your agency already knows and has never written down.

03

Ranks what it finds

Account, missing coverage, why it was flagged, and what it’s worth at your commission assumption — not a number we invented.

04

Tells you what it left out

Anything filtered by your minimum premium, the lines you never write, or a rule you’ve silenced is counted and disclosed. A shorter list has to explain itself.

05

Your producers work the list

The list gives them review candidates to call on. Book Miner Agent contacts nobody.

Gil
Not sure what your AMS can export? Gil will tell you what to ask for.
Talk to Gil →
Before it can run

What you need to have.

Worth checking now rather than on the call. Gil asks about all of this anyway.

✓

A book export from your AMS

Client, business type, policies held, premium, renewal date.

✓

A business type, NAICS or industry description on the rows

The rules map industry to expected coverage. A book with no industry column has nothing to map, and this is the one that stops projects.

✓

Producers with capacity to work a list

A list nobody calls isn’t worth generating.

✓

Your own commission assumption

So any figure is built from your numbers rather than a default we chose.

✓

A signed NDA before any book data moves

We’d rather say that here than have you wonder.

Gil
Missing one of these? Gil will say whether a review still works without it.
Talk to Gil →
How we measure it

We count what we surfaced and what your producers actioned.

We don’t take credit for the sale. Your producer made it, and the report says so.

Wk 1

We count the gaps by hand first, on a slice of your book

Someone sits with a producer and works an agreed sample before anything is installed. That count is the baseline, and it stays yours whether or not you continue.

Ongoing

Gaps flagged, gaps your producers actioned, and everything filtered out

The action rate matters most. A row nobody calls is noise, and too much noise means the rules need tuning — we’d rather know than not.

Yours

Whatever your team closes, as reported by you

We never see your policy system, so the closed number is yours to give us or keep. We report it as your figure, never as ours.

Day 60

Stop, or scale — and it’s your call

We put the before and after in front of you and you decide. If the numbers don’t justify continuing, we’ll say so first.

What the list is worth

Your numbers, not ours.

We won’t fill in the second slider. How many of your accounts are missing something is the exact question a review answers, and guessing it for you would put a made-up figure in front of a producer.

Accounts your producers would review
90
Annual premium those accounts represent
$360,000
Commission that represents, at your rate
$43,200

Every row is a review candidate, not a sale. Each one still has to be checked by a licensed producer, called and written. Plenty won’t convert, won’t need the cover, or already have it somewhere else. The figure above is what the list represents at your own commission assumption. That number is not revenue we are promising you.

What we’ve tested it against

A synthetic agency, built specifically to try to break it.

A 300-client book with 648 coverage gaps planted on purpose, plus the answer key — so we know exactly what the analysis caught and what it missed. Those numbers are our test set, not a claim about your book. We have no client results, because we have no clients yet: a founding client sees it run on their own accounts, under NDA, before deciding anything.

Gil
Want a sharper number than the sliders? Gil asks the four questions that tighten it.
Talk to Gil →
Talk to Gil

He’ll tell you in five minutes whether a review of your book is worth running.

Gil is our coverage-gap AI agent. He knows what Book Miner Agent needs, and he knows commercial lines. He asks the questions we’d ask on a call: what your AMS exports, whether the rows carry an industry, and who would work the list.

If it isn’t a fit, he says so. And if the real problem turns out to be renewal accuracy rather than unsold coverage, he passes you to Reed rather than selling you this.

G
Gil
Coverage-gap specialist · answers straight away

What he can do: answer questions about Book Miner Agent, work out whether your book fits, arrange the NDA, and book time with Vasu.

What he can’t do: quote you a price, give coverage advice, or promise a result. Same rules as the product.

Questions we get

The ones that matter.

Is this just going to generate a spam list?

The output is a review list for a licensed person, and the agent sends nothing. Nothing leaves your agency unless a producer writes it and sends it.

Will it tell my client they’re underinsured?

No. The list tells your producer what to look at. The agent never contacts anyone.

How do you know what coverage my industries need?

A generic industry rules library, plus your own rules layered on top. Your rules stay yours, and never go into the shared library.

What happens to our book data?

NDA first, then your data is isolated to your agency, encrypted in transit and at rest, never used to train anything, and never folded back into the shared rules library.

What if the list is huge, or tiny?

Either way the report tells you what it filtered and why, so you can adjust the minimum premium and the lines you write rather than wondering whether it worked.

What does it cost?

Every install is scoped to your business, so the exact number comes out of a 20-minute call.

Founding clients

Find out what’s in your book before you commit to anything.

Gil will look at what your AMS can export, show you the synthetic book, and tell you honestly whether a review is worth running. Prefer a person? Take twenty minutes with Vasu.

The other half of the commercial-lines story

The Checker — renewal review

If the pain is really about what the carrier issued versus what it quoted, that’s a different agent. Gil will send you there himself rather than sell you this one.

See renewal checks →